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  • When you're filing for bankruptcy, it is critical to understand your legal rights. Bankruptcy laws protect consumers from financial ruin and the potential to be abused by creditors. By allowing consumers to have their qualifying debts eliminated, bankruptcy offers all Americans a second chance at controlling their debt. Are you losing sleep due to overwhelming debt? We protect your rights. Don't trust your financial future to just anyone! Relief from creditors. Stop foreclosure and save your home. As a skilled Hackettstown New Jersey Bankruptcy Attorney, I have helped hundreds of clients throughout New Jersey reorganize and eliminate debt, saving homes, cars and wages from overly aggressive creditors. I am highly qualified and have the know-how that complex new bankruptcy laws demand. I can advise you on all of your legal options and help you decide if bankruptcy is the best choice for you. I provide solid legal guidance in the following areas: New Bankruptcy Laws Chapter 7 Bankruptcy Chapter 13 Bankruptcy Chapter 11 Bankruptcy Foreclosure Real Estate Credit Counseling Debt Consolidation Petitions Adversary Proceedings Bankruptcy law is a unique type of law based on forgiveness rather than punishment. As of October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act took effect, enforcing tougher restrictions on consumers trying to file under Chapter 7 bankruptcy. As a respected Hackettstown New Jersey Bankruptcy Attorney, I have the necessary expertise to determine the qualifications you must meet in order to file for bankruptcy.

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